If you have suffered a recent work injury, it is important to understand what form of compensation may be available to cover your losses. When your injury prevents you from immediately returning to work, you may be entitled to part of your lost wages, in addition to medical expenses accrued due to your injury. An experienced workers’ compensation attorney could explain the common conditions of workers’ compensation in Anne Arundel County and what financial recovery may be possible in a claim.
Injuries Included in Workers’ Compensation Coverage
It is important to bear in mind that not all injuries or illnesses sustained at work would be eligible for workers’ compensation coverage. In order for an injury or occupational illness to be covered, it must have occurred either while the worker was performing their job duties or as a result of their work environment.
What Losses May Be Covered
The degree of workers’ compensation that an injured party may recover would depend greatly on the extent of their injuries. Workers’ compensation coverage may include the following types of benefits:
- Part of the worker’s wage loss
- Medical bills
- Funeral costs (if the worker succumbs to their injuries)
- Benefits for permanent disability
Even if a negligent third party such as a subcontractor is responsible for the worker’s injuries, they may still collect workers’ compensation coverage. If a third party caused the worker to suffer personal injuries, the victim should speak with a seasoned attorney as soon as possible. While workers’ compensation coverage could cover a portion of the employee’s economic losses, it does not include compensation for non-economic losses such as pain and suffering. In a third-party personal injury claim, however, these losses may be recoverable.
Common Types of Injuries Sustained in the Workplace
There are a variety of covered injuries that may arise as common conditions of a worker’s compensation claim in Anne Arundel County. Repetitive stress injuries, slip and falls, fractured or broken bones, serious lacerations and contusions from machinery, and back injuries are common types of workplace injuries.
Workers who endure occupational illnesses due to their job may also be eligible for workers’ compensation, provided they are able to prove that their illness was directly related to their job. For example, employees who work around certain types of toxins may be at increased risk of developing specific cancers which may be compensable as occupational illnesses.
Filing for Workers’ Compensation
Pursuant to Maryland Code § 9-704, workers who sustain accident injuries while in the course of their job must let their employer know that they have been injured no later than 10 days from the underlying incident. Notice may be provided either verbally or in written form. Claims for compensation must be filed no later than two years from the injury date.
For workers who have an occupational illness, the law provides them 12 months from the date they learn of the illness to provide their employer notice. In Anne Arundel County, another one of the common conditions that pertains to workers’ compensation is the mandatory notice period when a worker dies as the result of the injuries sustained on the job. Under these circumstances, the law provides the worker’s family up to 30 days from the date of the decedent’s death to notify the employer.
Learn More About Common Conditions of Anne Arundel County Workers’ Compensation
An accomplished attorney could answer any questions you may have about common conditions of workers’ compensation in Anne Arundel County. A lawyer could assess the validity of your claim and help guide you through the workers’ compensation process to ensure you recover the most benefits available to pay for your injuries.
Set up your consultation with an Anne Arundel attorney today.